Federal Consolidation
About Federal Student
Loan Consolidation
Private Consolidation
About Private Student
Loan Consolidation
Helpful Resources
Personal Finance Help
Loan Consolidation Blog
Student Loans
877-328-1565
Call now – our Loan Counselors are ready to help you consolidate student loans.
Student Loan Consolidation
School Loan Consolidation is a practical repayment tool that refinances your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our student loan consolidation calculator.
Federal Loan Consolidation
Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.
Private Loan Consolidation
Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
Recent Graduates: Research Financial Services, Search for Graduate Programs and Find a Job at GraduateCenter.com
How much can you save each month?
If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments:
| Total Loans | Current Payment | After Consolidation | Monthly Savings |
|---|---|---|---|
| $30,000.00 | $342.48 | $227.22 | $115.26! |
| $40,000.00 | $456.64 | $275.10 | $181.53! |
| $50,000.00 | $570.80 | $343.88 | $226.92! |
| $75,000.00 | $856.20 | $483.96 | $372.24! |
| $100,000.00 | $1,141.59 | $645.28 | $496.32! |
Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with student loans other than Stafford (i.e. PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998, will have different interest rates.
Student Loan Consolidation Blog 
Not Happy with Your Current Consolidation Company?
Jul 16 2008
I have heard recently that if you have previously consolidated your Federal loans, you can switch your loans over the US Dept of Education (Direct Loans). Keep in mind that your rate will not change,...
Fixed rate Stafford loan rate drop
Jun 30 2008
As of July 1, 2008, the interest rate on all NEW subsidized Stafford loans will drop to 6.0%, a reduction of 0.8%. Bear this in mind next year when it’s time to consolidate your student...
